There are few things more dispiriting than walking into a busy shopping centre on Saturday morning. Youll be faced with a sea of screaming kids, bored teenagers, stressed shop assistants and the very real awareness that thats the crowd youll shortly have to fight your way through.

Is paying the minimums on your credit cards a good way to maximize your credit score? Probably not but you should be aware of the reasons why and the best ways to keep your credit score as high as possible.

If you're a parent of a college student it may be a source of great anxiety. If you're a student getting ready to start the next stage of your life, it's another piece of freedom that you have been waiting all of your life to gain. What is it? Your first credit card.

0 interest credit cards; are they a much needed lifeline or simply a tactic used to ensnare you into post offer high interest trauma! Many would agree that 0 interest credit cards are fantastic, but are they a long term strategy to help lower personal debt

If you are not watching over your credit score and how to systematically keep it as high as it can be, you are doing yourself a disservice, and as a matter of fact that act of negligence may come

You have no idea how excited I am. I'm going to be taking a Caribbean cruise but that's not the exciting part. We're staying in a suite. My wife and I are going to wake up in the morning and step out on to our private balcony to see the ocean. We aren't amongst the wealthiest people in the world and I'm quite the penny pincher so how are we affording a suite made for the wealthy and why am I agreeing to pay for it? Our rewards credit card is making it all possible.

There's an old adage among people who invest in the stock market. Depending on who you talk to it will sound a little different but it goes something like this: "Never trust airlines and ..." the last word depends on the investor. Many say autos. Others say the movies but nearly all of them mention airlines.

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